Emergency Fund Calculator
Works out your target emergency fund from monthly expenses and the number of months you want covered, then shows the gap and how long it takes to fill at your savings rate.
Read the full guide to this tool
Results
Notes
- Three months’ expenses is a common minimum; six or more suits variable income or a single earner.
- Base it on essential spending — rent, food, utilities, insurance — not your full budget.
- This is an educational estimate, not financial advice; talk to a qualified adviser before making money decisions.
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