50/30/20 Budget Calculator
Applies the popular 50/30/20 rule to your monthly take-home pay: 50% for needs, 30% for wants and 20% for savings and debt repayment.
Read the full guide to this tool
Results
Notes
- The rule is a starting point, not a straitjacket — high rent areas often need more than 50% for needs, so adjust the wants slice first.
- “Savings” includes anything above minimum debt payments: emergency fund, investing and extra loan payments.
- This is an educational estimate, not financial advice; talk to a qualified adviser before making money decisions.
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