Car Lease vs Buy Calculator illustration

Car Lease vs Buy Calculator

Compares the net cost of buying a car with a loan (minus its resale value) against leasing it over the same period, so you can see which is cheaper for your ownership window.

Notes

  • Buying wins if you keep the car well past the loan; leasing can win for short ownership windows and lower monthly outlay.
  • This compares cash cost only — it ignores maintenance differences, mileage penalties and the opportunity cost of the down payment.
  • This is an educational estimate, not financial advice; talk to a qualified adviser before making money decisions.