Debt-to-Income Ratio Calculator
Computes the housing (front-end) and total-debt (back-end) ratios lenders check, applies the classic 28/36 rule, and shows the payment budgets those limits imply for your income.
Read the full guide to this tool
Results
Notes
- The 28/36 rule: housing under 28% of gross income and all debt under 36%. Many lenders stretch further, but comfort rarely does.
- This is an educational estimate, not financial advice; talk to a qualified adviser before making money decisions.
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