Amortization Schedule Calculator

The principal the schedule starts from — every row shows how much of it is still owed.

The yearly interest rate in percent, as quoted by the bank or lender — enter 5 for 5%.

Even a fraction of a percent compounds into a visible difference over a long term, so it pays to compare offers.

The repayment term. The table gets one row per month, so 30 years produces 360 rows.

An optional constant overpayment added to every month; the schedule then shows the earlier payoff it produces. 0 gives the plain contractual schedule.