Annuity Value Calculator

• Future value: what the stream of payments accumulates to by the end.
• Present value: what the whole stream is worth as a single sum today.

The equal amount paid every month throughout the term — the defining feature of an annuity.

The yearly interest rate in percent, as quoted by the bank or lender — enter 5 for 5%.

Even a fraction of a percent compounds into a visible difference over a long term, so it pays to compare offers.

How long the payments continue.